Payment Security

Your payment card data is guaranteed to be protected in accordance with PCI DSS security standards. Card data is entered on a secure bank payment page, and information is transmitted using SSL encryption technology. Further transmission of information occurs via closed banking networks that have the highest level of reliability.

The 3D-Secure protocol is used for VISA and Mastercard, and the EMV 3DS protocol (Mir Accept 2.0) is used for MIR cards for additional Cardholder authentication. If the Issuer supports this technology, you will be redirected to its server to enter additional payment details. For the EMV 3DS protocol (Mir Accept 2.0), a separate page for entering additional information to confirm the payment may be absent if automated authentication is performed by the card issuer.

14 Security Rules

1. Never transfer your bank card details to anyone, especially if this occurs over the phone under the guise of a call from the bank, requesting a PIN code or CVV2/CVC2 code. The bank may only ask for the last four digits or the full card number, but has no right to request the CVV2/CVC2 code or PIN code. Also avoid sending data by email. Remember that a PIN code is not required for internet payments.
2. To recognize a phishing site, pay attention to its complex address, lack of reviews, and abnormally low prices for goods and services. These signs should alert you and prompt you to refuse purchases on such a resource.
3. Install and regularly update anti-virus software, as well as the operating system, to protect your computer from viruses. Updates fix vulnerabilities that can be used for attacks.
4. Do not use other people's computers for online purchases, especially in internet cafes or on publicly accessible computers, if you are unsure of their security.
5. When entering card data, check the browser's address bar. Confidential information must be transmitted via a secure connection, indicated by a padlock icon and the https:// prefix in the address bar. By clicking on the padlock icon, you can get information about the site.
6. Memorize the addresses of frequently used online stores and your internet bank. This helps avoid site counterfeits where scammers might change only 1-2 characters.
7. Create a separate card for online payments and activate the online banking service. Transfer only the necessary amount for a specific purchase to this card to minimize the risk of losing large sums.
8. If you need to follow a payment link, copy it to the clipboard and manually paste it into the browser's address bar to avoid being redirected to a fraudulent site.
9. Activate SMS notifications to always be aware of operations on your account.
10. If you need to send a photograph of your bank card via the internet, remember the risk of account hacking. Agree with the recipient to immediately delete the photo upon receipt, and delete it from your mail immediately after sending. It is better to send confidential data via different messages.
11. Check the final amount in the cart before purchasing. Online stores may automatically select expensive delivery methods, additional insurance, or guarantees. Make sure you are only paying for the services you need.
12. Free offers are not always free. Often, accessing “free” trials requires entering card details, and if the subscription is not canceled in time, money will start being debited for paid services. Carefully read the terms and subscription cancellation rules.
13. Automatic payments can be convenient, for example, for topping up a phone account. But in some cases, funds may be debited without your knowledge, such as with automatic account top-up in Skype. If you do not plan to use the service permanently, turn off automatic top-up.
14. Regularly check your bank card statements to track all payments made with it and ensure that you recognize them.